Get Pre-Qualified

André K. Thé

WHAT IS PRE-QUALIFICATION?

Pre-Qualification is the process of obtaining an estimate for the amount that you can borrow for your home, based on both a credit check and financial information. A Mortgage Loan Originator will process the pre-qualified similar to a regular loan application and will analyze income, credit score, and debt ratio to provide a maximum purchase price for the buyer. This will allow the buyer to have a clear picture of their buying power when viewing homes.  

WHY GET PRE-QUALIFIED?

You should get pre-qualified early on in your home buying journey, because this will provide you information about your true buying power. Knowing your buying power will allow you to not have any what ifs when viewing homes or fall in love with a home outside of your range.  You’ll have a clear idea of what you can spend and use that information to make the best, informed decision. 

Additionally, one can’t even attempt to make an offer on a home without getting pre-qualified first. This is one of the first steps for purchasing a new home and will make the process of buying a home much easier! 

 

HOW TO GET PRE-QUALIFIED?

To get pre-qualified, you must meet with a Mortgage Loan Originator.

– Previous 2 Years of Tax Returns

– Previous 2 Pay Stubs (not applicable if self-employed)

– Previous 2 Months of Bank Statements

– Drivers License

– Social Security Number  

 

SUGGESTED VENDORS

Lenders: 

Syndee Pozun

New American Funding

Loan Consultant, NMLS# 1985041

Pensacola, FL

Office: 850 659 9042

Cell: 850 530 6973

Syndee.Pozun@nafinc.com

Lee Ann Arrigo

Beach Community Mortgage

Mortgage Loan Originator, NMLS# 197729

Fort Walton Beach, FL

Office: 850 461 1018

Cell: 850 315 4100

LeeAnnA@beachcommunitymortgage.com 

Jason Hebert |

Regional Mortgage Manager NMLS# 514558

Destin, FL 

Phone: 850 543 0803

jhebert@trustmark.com

Stacy M Haynes

Trident Home Loans

NMLS# 285885

Office: 850 343 0205

TeamStacy@mythl.com

Lynn Ferrie

Cantennial Bank

Mortage Loan Originator, NMLS# 643475

Office: 251 986 8924

Cell: 850 255 1833

LFerrie@my100bank.com

Insurance:

Kimberly Adkison

Lakewood Financial Services, INC

Licensed Personal Lines Agent

Milton, FL 32571

Office: 941 747 4600

Michael Friend

Farm Bureau Insurance

Agent, LUTCF

Pensacola, FL 32550

Office: 850 478 6261

michael.friend@ffbic.com

 

 

Title & Escrow

SETCO Services L.L.C.

Office: 850 650 6161

Address: 12815 Emerald Coast Parkway, Suite 124, Destin, FL 32550

Allure Title

Office: 850 710 3330

Locations: Navarre, Pensacola, Niceville

Surety Land Title of Florida

Phone: 850 549 2272

Address: 2600 N 12th Ave, Pensacola, FL 32503

Reliable Land Title Corporation

Office: 850 936 5600

Address: 7552 Navarre Pkwy UNIT 2, Navarre, FL 32566

Questions? Let’s Talk!

Contact Info